Wednesday, May 30th, 2007
Jack, I knew you wouldn’t let me down.
Kent and Michael bring up too important terms “entitlement” and “moral obligation”. Health issues are now couched in moral language and as a moral issue. It is stated as an absolute truth that people must be given health care, whatever the definition of that is. Michael asks the right question, why is it so? It has also been shown over the years that when medical services don’t come with a cash cost, people over consume. The emergency rooms in the US are now waiting areas that have fallen victim to this situation.
The other side of this is what is “health care” or health “insurance”? You don’t have insurance again predictable events like vaccinations, annual check-ups, etc. That is why it is called insurance. It is for events that might possibly happen. It is a way to manage risk, not cover all the usual day-to-day stuff. You don’t collect on your house insurance when you want to paint the bedrooms. When you add these certain events to an insurance policy, the exact cost (or greater) of all the events get added to the premium. You lose the whole advantage of buying insurance. So as long as all this stuff keeps getting covered, premiums will go up and up like people are talking about here. The funny thing is, that some people want to fix the problem by providing more of the same sort of insurance. It is strange idea. I honestly think that emotional appeal alone gets this thinking a place in the public arena. Bring out a kid and a single parent who are sick and can’t afford a doctor. Then, if anyone disagrees with your plan, well they really just being mean to the kid.












